To apply for a loan, you only need your PAN, Aadhar card, driving license, or voter ID card and a working mobile phone number.

Once your loan is approved, you will receive a notification from TrustPaisa through SMS and Email. This SMS and Email will inform you about the approval of your loan application. It is recommended to keep your mobile phone handy and check your messages regularly to stay informed about the status of your loan approval.

Upon the approval of your loan application, you can expect the funds to be deposited into your bank account within a maximum of two hours. This quick turnaround time ensures that you can access the loan amount promptly once the approval process is completed.

To repay your loan, you can use paynow option on Mobile App or website and make you repayment using:

1. Netbanking
2. Debit Card
3. UPI connected to your bank account

It is recommended to refer to the specific instructions and details provided by TrustPaisa regarding each payment option. This will ensure that you have up-to-date information on how to make your loan repayments conveniently.

To apply for a loan again, please follow these steps:

1. It is crucial to pay back your previous loan on time. By meeting your repayment obligations, you establish a good repayment record, which increases your chances of being eligible for another loan.
2. Access your personal account on the TrustPaisa website or open the TrustPaisa App, depending on your preferred method of interaction.
3. Locate and click on the "Get Money" button within your account interface.
4. Follow the provided instructions to submit your loan application. Complete the required fields and provide any necessary information or documentation as requested.
5. If there are no immediate loan offers available, don't worry. It simply means that TrustPaisa is in the process of preparing a personalized offer for you. In the meantime, please verify that you have fulfilled the payment requirements of your previous loan.

To ensure you receive the most favorable terms and conditions for your loan, it is recommended that you stay updated with the latest communication from TrustPaisa. Pay attention to SMS messages and push notifications sent through the TrustPaisa mobile app. These notifications will provide important updates and information regarding your loan application and any personalized offers that may become available to you.

Your loan application may have been rejected due to the internal credit policy of the Lender which is updated periodically and is largely based on below reasons:

1. Income to debt ratio
2. Credit Report and Score
3. Inaccurate Details entered while completing Loan Application
4. Lenders Defaulter List of Location

To increase your chances of loan approval in the future:

1. Double-check and update your details for accuracy.
2. Make timely payments and settle any outstanding debts promptly.
3. Keep your borrowing within a manageable limit by reducing existing debts.

Remember, different lenders have their own approval criteria. If your application is rejected, consider exploring alternative financial institutions or lending options.