Mobile Loan
Need quick support today? Start an online loan application in minutes and get a fast decision
A bill that will not wait, or a payment that falls due before your salary - a loan you can arrange from your phone closes the gap. TrustPaisa reviews each request in minutes, subject to credit assessment, and still looks at applicants a bank refused. Before you sign, check the sum, the tenure, the fees and the months you repay, so the instalment sits inside what you earn. The offer shows the same sum, the same fees and the same date before you sign, so nothing changes after.
Why choose TrustPaisa
Simple online registration
Registering for a mobile loan takes a few taps in the TrustPaisa app - no payslips, no employer letter and no branch visit, so the whole request is easy from your phone.
Same-day offer availability
An instant decision reaches most applicants who qualify, subject to credit assessment, so a bill that will not wait need not sit behind the slower checks a bank runs.
Fully licensed
Every lender is RBI-licensed, and the tenure, the fees and the months you repay appear in full before you sign, so nothing on the loan is a surprise later.
Only valid PAN card
A valid PAN and Aadhaar are all you need to start, without the strict credit score a bank applies, though approval rests on the full review of what you can repay.
These four points show whether a loan from your phone really helps: the app shows every fee before you sign, the date you repay is fixed from the start, and finance you arrange yourself is easy to follow. A bank asks for more paperwork and takes far longer. Here the finance you ask for is the finance you repay, and the fees never move after you sign. The whole request runs on your phone, from the first check to the last instalment, and every fee is kept in one place.
990+
Days in the market
25 Lakh+
App downloads
48 Lakh+
Registered users
₹795 Cr+
Loan amount disbursed
How to apply for a Mobile Loan
Apply online
Enter the phone number linked to your Aadhaar and your email address
Fill in your personal details. We keep them strictly confidential
Verify your documents and identity
Receive approval
Provide your preferred way to receive money
Select loan amount and term from the available options
Get approved in just 5 minutes
Get your money quickly
Sign your agreement with e-signature
Receive your money in your bank account
Enjoy your funds and repay your loan on time
Customer Feedback
I had some technical issues to open the app and repayment. The staff helped me to solve problems. They were in touch with me till my problem be solved. Thank you all for your support 🙏
Trustpaisa is very useful app. I was facing issue with payment. i send out mail to grievance team. Naveen from grievance team helped me in sorting this out very quickly. i am able to repay and reloan in no timem thanks for all your support. appreciate it.
it is the best app for sure for instant loan as I've taken a loan amount of 2500 the amount got disbursed within 5min which something 2400 got disbursed inn my bank, the repayment was also not so big of 2879 i repaid it and the new offer unlocked which I got again disbursed within 5min and guess what now it's not a 7 day repayment now u will got a whole month to repay the loan amount best app for sure.
I am not sure about others. but trust paisa has been helpful for me during my time of need. and I got a limit enhancement when I repaid on time. so I do recommend for those who have been trying multiple apps with a low cibil and didnt get a loan
Who can apply for a Mobile Loan
Checking the eligibility criteria for a loan takes minutes online in the app, so you know what to expect before the full request, and the checks are the same for every request, whatever the sum you ask for.
AGE
21-60 years
DOCUMENTS
Aadhaar, PAN card and valid bank account
SELFIE CHECK
Clear selfie for identity verification
INCOME
Regular monthly salary proved by bank statement
RESIDENCY
Indian nationals living in India
CONTACT
Active mobile number and valid email
DEVICE
Phone with a stable internet connection
APPLICANT TYPE
For personal applicants only
Meeting those criteria never promises a loan, but it shows whether the loan is realistic before you send the request. The RBI-licensed partners, Thanvir Bros Pvt Ltd and Sonu Marketing Pvt Ltd, read your earnings, your credit score, your employment and your bank statement, and earnings near ₹15,000 a month support a first offer of ₹2,500 to ₹10,000 over a tenure of up to 180 days. Salaried staff and self-employed applicants both qualify, a repeat offer of up to ₹45,000 over 3 months may follow once the first is repaid, and the fees are fixed before you sign, with the offer showing the sum, the fees and the date so nothing on the loan changes after that. Three conditions must be met:
- You are a resident of India
- You are between 21 and 60 years old
- You have a steady source of income
What is required for a Mobile Loan
The whole request runs on your phone: registration, upload and signing all happen in the TrustPaisa app, and nothing has to be printed, so the whole request can be sent from your phone in minutes.
- Aadhaar-linked mobile number
- PAN Card for identity verification
- Recent bank statement from an India-based account
- Basic personal and employment details
These four items are all a mobile loan needs, so apply now to see your offer and the fees.
How to repay your Mobile Loan
Go to your loan page
Access your active loan page in your profile
Click the 'Pay now' button to begin
Choose a payment method
Select from Debit card, Netbanking or UPI
Proceed with your preferred payment option
Complete the payment
Enter the amount you want to pay
Confirm your transaction to finalize the payment
Closing a loan early carries no penalty, though nothing is refunded on early closure, so you repay the balance shown to you. If an instalment looks difficult, pay by UPI or net banking before the date rather than letting auto-debit fail, because late fees follow and every repayment reaches the credit bureaus on a cycle of 30 to 45 days. The app shows what is left, the fees and the date, so an easy loan stays easy to follow from your phone, with every fee shown before you sign and the same date used each time.
Full repayment terms are outlined in our Terms & Conditions.
Mobile Loan Frequently Asked Questions
Answers to the questions asked most often about the sum, the fees and the months you repay on a loan you arrange from your phone, and what the offer shows you before you sign.
Several apps arrange loans of this kind, but few name the lender behind them or show the fees before you sign. The TrustPaisa app on the Google Play Store handles the request, the upload and every payment, and each loan is issued by an RBI-licensed NBFC partner, Thanvir Bros Pvt Ltd or Sonu Marketing Pvt Ltd, so you know who the lender is before you sign.
The maximum rests on your credit score, not a fixed limit. First-time borrowers receive ₹2,500 to ₹10,000 over a tenure of up to 180 days, while those who repay on time may qualify for up to ₹45,000 over 3 months. The sum and the fees are confirmed before you sign, and the offer shows the same sum you asked for.
Speed, light paperwork and finance you arrange from your phone are the main benefits. Your PAN, your Aadhaar and one bank statement are all you need, an instant decision follows most requests, and funds are sent within 2 hours after signing, any day of the week. The outcome still rests on the full review, and the funds reach the account in your own name, so the sum you asked for is the sum you repay.
Anyone aged 21 to 60 living in the country with steady earnings and valid identity proof can be considered. Salaried employees and self-employed applicants both qualify for a loan of this kind, and cash earnings count once they reach a bank account the review can read. A weak credit score does not rule out a loan by itself, because the review reads the full picture, not one score.
Three items cover a standard request: your PAN, your Aadhaar and a recent bank statement in your own name. Self-employed applicants may send ID proof and address proof, and nothing else is asked. Each item uploads from your phone, and a record of every upload is kept, so nothing has to be posted.
Most requests receive a decision within minutes when the checks pass cleanly, while some take 24 to 48 hours if a bank statement needs a closer read. Once the agreement is signed, the funds are sent within 2 hours, any day of the week, though your bank may need longer. A decision is never guaranteed, and the decision is shown on your phone, so you know where the request stands.
From anywhere in the country, because the whole request runs on your phone and there is no branch to visit. A phone with a stable connection, an Aadhaar-linked number and a bank account in your own name are all you need, wherever you are, because the checks are the same wherever you send the request from. Support answers on 022-69875175 between 8:30 AM and 5:30 PM IST, Monday to Friday.
