Immediate Cash Loan - Get Up to ₹ 45,000 Today!

Fully online. 5 minutes disbursal!

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Personal Loan

Fully online. 5 minutes disbursal!

Get money same day

Representative example
Decide your loan amount, repayment term, and schedule easily using our built-in calculator.
Representative Loan Example
Let's say you borrow ₹10,000 for 90 days. Here's how it breaks down:

• Over 90 days the interest you'll pay is ₹276.
• The account management fee is ₹828
• GST on that fee comes as ₹149
• Your monthly fee will be ₹3418.

So in total, you will repay ₹10,242 – with everything clearly shown upfront. No surprises or hidden fees. You know exactly what you're signing up for from the very start.

How to apply for a personal loan?

Step 1

Apply online

Enter your phone number linked to AADHAAR and email
Enter your phone number linked to AADHAAR and email
Fill in your personal details. We keep it strictly confidential
Fill in your personal details. We keep it strictly confidential
Verify your documents and identity.
Verify your documents and identity.

Step 2

Receive approval

Provide your preferred way to receive money
Provide your preferred way to receive money
Select loan amount and term from a range of proposed combination
Select loan amount and term from a range of proposed combination
Get approved in just 5 minutes
Get approved in just 5 minutes

Step 3

Get your money quickly

Sign your agreement with e-signature
Sign your agreement with e-signature
Receive you money to your bank account
Receive you money to your bank account
Enjoy and repay your loan on-time
Enjoy and repay your loan on-time

No need to visit a branch or wait in long queues — you can complete the entire loan application process from your smartphone in just a few minutes. With our streamlined digital system and Aadhaar-based verification, approvals are quick, and funds are disbursed directly to your bank account. Here's how it works:

• Enter your Aadhaar-linked mobile number and email
• Fill in your personal and employment details
• Upload the required documents and complete verification
• Select your loan amount and repayment term
• Sign the agreement digitally
• Receive your money directly in your bank account – often within minutes

Am I eligible for a personal loan?

You are a resident
of India

You are 22 - 50 years old

You are
employed

You are a resident
of India

You are 22 - 50 years old

You are
employed

Wondering if you’re eligible for a TrustPaisa instant loan? Our eligibility criteria are simple and designed to make access to quick financing easier for working individuals across India:
You are a resident of India You are between 22 and 50 years old You have a steady source of income
If you meet these basic requirements, you can apply for a loan online and receive funds in just minutes.

Why Choose Us?

Online process

Money same day

RBI complaint

Only PAN card required

Documents Required for Personal Loan ApplicationTo complete your TrustPaisa digital loan application, you’ll need to provide a few basic documents. These help us verify your identity and process your loan quickly and securely. All documents are protected with strict confidentiality.
Required documents include:

• Aadhaar-linked mobile number
• PAN Card for identity verification
• Recent bank statement from an India-based account
• Basic personal and employment details

With these documents ready, you can apply for a quick personal loan entirely online in just a few minutes.

How to repay your personal loan?

Step 1

Go to your loan page

Access your active loan page in your profile
Access your active loan page in your profile
Click the ‘Pay now’ button to begin
Click the ‘Pay now’ button to begin

Step 2

Choose a payment method

Select from Debit card, Netbanking or UPI
Select from Debit card, Netbanking or UPI
Proceed with your preferred payment option
Proceed with your preferred payment option

Step 3

Complete the payment

Enter the amount you want to pay
Enter the amount you want to pay
Enter the amount you want to pay
Enter the amount you want to pay

Here are the different ways you can repay your TrustPaisa loan quickly and securely. Here's highlighted how on-time payments can positively impact your future loan eligibility and offer amounts. Whether you're using UPI or net banking, repayment is fully digital and designed for your convenience.

Apply now

Feedback from our customers

Real stories from satisfied users show how TrustPaisa has helped people across India handle unexpected expenses, emergencies, and daily needs with ease. See why thousands choose us for fast, reliable financial support.

Personal Loan FAQs

Which bank will give a personal loan easily?

Getting a personal loan isn’t just about the bank anymore — digital platforms like TrustPaisa offer faster and simpler access to funds. With minimal paperwork and a quick online application, you can get approved without visiting a branch. No need to rely on banks when you can apply from your phone in minutes.

How to get 20,000 rupees urgently?

If you need ₹20,000 urgently, the fastest way is through an online loan app like TrustPaisa. Just enter your Aadhaar-linked number, fill in a few personal details, and choose your loan amount. Most users get approved in under 5 minutes, and money is transferred shortly after. No long waits, no hassle.

How can I get a personal loan online immediately?

You can apply for a personal loan online through the TrustPaisa app and get approved almost instantly. All you need is your ID, mobile number, and a bank statement. The entire process takes just a few minutes — from application to money in your bank account.

What is the best online personal loan?

The best online personal loan is one that gives you fast access, fair terms, and full transparency. TrustPaisa offers up to ₹45,000 with instant disbursal, no hidden fees, and a fully digital application. It’s a reliable choice for anyone looking for quick, short-term financial help.