Short Term Loan
Download the app and get up to ₹ 45,000 in 5 minutes!
How to apply for a short term loan?
Apply online
Enter your phone number linked to AADHAAR and email
Fill in your personal details. We keep it strictly confidential
Verify your documents and identity.
Receive approval
Provide your preferred way to receive money
Select loan amount and term from a range of proposed combination
Get approved in just 5 minutes
Get your money quickly
Sign your agreement with e-signature
Receive you money to your bank account
Enjoy and repay your loan on-time
Complete your application in minutes
No need to visit a branch or wait in long queues — you can complete the entire loan application process from your smartphone in just a few minutes. With our streamlined digital system and Aadhaar-based verification, approvals are quick, and funds are disbursed directly to your bank account. Here's how it works:
- Enter your Aadhaar-linked mobile number and email
- Fill in your personal and employment details
- Upload the required documents and complete verification
- Select your loan amount and repayment term
- Sign the agreement digitally
- Receive your money directly in your bank account – often within minutes
Who can apply for a Short term loan
Checking your loan eligibility takes only a few minutes online, so you know where you stand before you start the full loan application.
AGE
You are 21-60 years old
DOCUMENTS
Aadhaar, PAN card, and valid bank account
SELFIE CHECK
Clear selfie for identity verification
INCOME
Regular monthly salary proved by bank statement
RESIDENCY
Indian citizen living in India
CONTACT
Active mobile number and valid email
DEVICE
Any device with internet access
APPLICANT TYPE
Individual applicants only
Simple eligibility criteria
Wondering if you’re eligible for a TrustPaisa short term loan? Our eligibility criteria are simple and designed to make access to quick financing easier for working individuals across India:
- You are a resident of India
- You are between 22 and 50 years old
- You have a steady source of income
If you meet these basic requirements, you can apply for a loan online and receive funds in just minutes.
Why Choose Us?
Online process
Apply and manage everything from your phone — no branch visit required.
Money same day
Get your approved loan amount credited the same day.
RBI complaint
Our lending partners are RBI-regulated and fully compliant.
Only PAN card required
A valid PAN card is enough to start your loan application.
What is required for a Short Term Loan
Documents Required for Short Term Loan Application
To complete your TrustPaisa digital loan application, you’ll need to provide a few basic documents. These help us verify your identity and process your loan quickly and securely. All documents are protected with strict confidentiality.
Required documents include:
- Aadhaar-linked mobile number
- PAN Card for identity verification
- Recent bank statement from an India-based account
- Basic personal and employment details
With these documents ready, you can apply for a short term loan entirely online in just a few minutes.
How to repay your loan?
Go to your loan page
Access your active loan page in your profile
Click the ‘Pay now’ button to begin
Choose a payment method
Select from Debit card, Netbanking or UPI
Proceed with your preferred payment option
Complete the payment
Enter the amount you want to pay
Confirm your transaction to finalize the payment
Fast, secure repayment options
Here are the different ways you can repay your short term loan quickly and securely. Here's highlighted how on-time payments can positively impact your future loan eligibility and offer amounts. Whether you're using UPI or net banking, repayment is fully digital and designed for your convenience.
Customer Feedback
Real stories from satisfied users show how TrustPaisa has helped people across India handle unexpected expenses, emergencies, and daily needs with ease. See why thousands choose us for fast, reliable financial support.
I had some technical issues to open the app and repayment. The staff helped me to solve problems. They were in touch with me till my problem be solved. Thank you all for your support 🙏
Trustpaisa is very useful app. I was facing issue with payment. i send out mail to grievance team. Naveen from grievance team helped me in sorting this out very quickly. i am able to repay and reloan in no timem thanks for all your support. appreciate it.
it is the best app for sure for instant loan as I've taken a loan amount of 2500 the amount got disbursed within 5min which something 2400 got disbursed inn my bank, the repayment was also not so big of 2879 i repaid it and the new offer unlocked which I got again disbursed within 5min and guess what now it's not a 7 day repayment now u will got a whole month to repay the loan amount best app for sure.
I am not sure about others. but trust paisa has been helpful for me during my time of need. and I got a limit enhancement when I repaid on time. so I do recommend for those who have been trying multiple apps with a low cibil and didnt get a loan
Short Term Loan FAQs
A short-term loan is a personal loan with a relatively brief repayment period, typically ranging from a few months up to about a year. With TrustPaisa, you can apply for a short-term loan online to handle temporary cash gaps or specific expenses, then repay it over a concise tenure instead of committing to long-term debt.
To get a short-term loan online, create an account on TrustPaisa, verify your Aadhaar-linked mobile number, provide your personal and employment information, upload KYC and income documents, choose a shorter repayment tenure that suits your needs, and sign the agreement digitally. Once approved, your short-term loan is disbursed to your bank account.
Eligibility for a short-term loan generally requires that you are an Indian resident aged 18–55, have stable salaried or self-employed income, and maintain an active bank account. The lending partner will review your documents, income and credit profile to decide whether to approve your short-term loan application.
Even for short-term loans, lenders need assurance that you can repay within the agreed tenure. If you lack a salary slip, bank statements or other income documents may be requested. If you can’t show any consistent income, approval for a short-term loan will be difficult.
Short-term loans require regular repayments over a condensed schedule, so a reliable income source is important. If you are unemployed without any steady earnings, you are unlikely to be approved. If you have non-salaried but regular income that can be verified, you may still apply, but approval is never guaranteed.
You can apply for a short-term loan even if you don’t have a CIBIL score. Lenders may pay more attention to your income stability, bank transaction history, and overall risk profile. Still, some applications without a credit score may be declined or receive lower limits based on internal risk rules.
With a poor credit history, getting a short-term loan approved becomes harder. Lenders will check how recent and serious your past issues are, as well as your current ability to repay. Some borrowers with improved income and responsible behavior may still be approved, but many high-risk profiles are rejected.
There is no officially stated minimum credit score for a short-term loan from TrustPaisa. The lending partner uses its own risk models, where your credit score, income, and obligations are all considered. A higher credit score gives you a better chance, but no specific number guarantees approval.