TrustPaisa
Urgent Loan
Download the app and get up to ₹ 45,000 in 5 minutes!
Get money same day

Loan amount

500

45,000

Urgent Loan

Download the app and get up to ₹ 45,000 in 5 minutes!
Get money same day

Loan amount

500

45,000

Representative example
 Decide your loan amount, repayment term, and schedule easily using our built-in calculator.
Representative Loan Example
Let's say you borrow ₹10,000 for 90 days. Here's how it breaks down:
  • • Over 90 days the interest you'll pay is ₹276.
  • • The account management fee is ₹828
  • • GST on that fee comes as ₹149
  • • Your monthly fee will be ₹3418. 
So in total, you will repay ₹10,242  – with everything clearly shown upfront. No surprises or hidden fees. You know exactly what you're signing up for from the very start.

How to apply for an urgent loan?

How to apply for an urgent loan?

  1. Step 1

    Apply online

    Apply online

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      Enter your phone number linked to AADHAAR and email

      Enter your phone number linked to AADHAAR and email

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      Fill in your personal details. We keep it strictly confidential

      Fill in your personal details. We keep it strictly confidential

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      Verify your documents and identity.

      Verify your documents and identity.

  2. Step 2

    Receive approval

    Receive approval

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      Provide your preferred way to receive money

      Provide your preferred way to receive money

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      Select loan amount and term from a range of proposed combination

      Select loan amount and term from a range of proposed combination

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      Get approved in just 5 minutes

      Get approved in just 5 minutes

  3. Step 3

    Get your money quickly

    Get your money quickly

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      Sign your agreement with e-signature

      Sign your agreement with e-signature

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      Receive you money to your bank account

      Receive you money to your bank account

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      Enjoy and repay your loan on-time

      Enjoy and repay your loan on-time

No need to visit a branch or wait in long queues — you can complete the entire loan application process from your smartphone in just a few minutes. With our streamlined digital system and Aadhaar-based verification, approvals are quick, and funds are disbursed directly to your bank account. Here's how it works:
  • • Enter your Aadhaar-linked mobile number and email
  • • Fill in your personal and employment details
  • • Upload the required documents and complete verification
  • • Select your loan amount and repayment term
  • • Sign the agreement digitally
  • • Receive your money directly in your bank account – often within minutes
     

Am I eligible for an urgent loan?

Am I eligible for an urgent loan?

You are a resident of India
You are 22 - 50 years old
You are employed
You are a resident of India
You are 22 - 50 years old
You are employed
Wondering if you’re eligible for a TrustPaisa urgent loan? Our eligibility criteria are simple and designed to make access to quick financing easier for working individuals across India:
You are a resident of India You are between 22 and 50 years old You have a steady source of income
If you meet these basic requirements, you can apply for a loan online and receive funds in just minutes.

Why Choose Us?

Why Choose Us?

Online process
Money same day
RBI complaint
Only PAN card required
Documents Required for Urgent Loan ApplicationTo complete your TrustPaisa digital loan application, you’ll need to provide a few basic documents. These help us verify your identity and process your loan quickly and securely. All documents are protected with strict confidentiality.
Required documents include:
  • • Aadhaar-linked mobile number
  • • PAN Card for identity verification
  • • Recent bank statement from an India-based account
  • • Basic personal and employment details
With these documents ready, you can apply for a urgent loan entirely online in just a few minutes.

How to repay your loan?

How to repay your loan?

  1. Step 1

    Go to your loan page

    Go to your loan page

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      Access your active loan page in your profile

      Access your active loan page in your profile

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      Click the ‘Pay now’ button to begin

      Click the ‘Pay now’ button to begin

  2. Step 2

    Choose a payment method

    Choose a payment method

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      Select from Debit card, Netbanking or UPI

      Select from Debit card, Netbanking or UPI

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      Proceed with your preferred payment option

      Proceed with your preferred payment option

  3. Step 3

    Complete the payment

    Complete the payment

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      Enter the amount you want to pay

      Enter the amount you want to pay

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      Enter the amount you want to pay

      Enter the amount you want to pay

Here are the different ways you can repay your urgent loan quickly and securely. Here's highlighted how on-time payments can positively impact your future loan eligibility and offer amounts. Whether you're using UPI or net banking, repayment is fully digital and designed for your convenience.
Apply now

Customer Feedback

Customer Feedback

    Real stories from satisfied users show how TrustPaisa has helped people across India handle unexpected expenses, emergencies, and daily needs with ease. See why thousands choose us for fast, reliable financial support.

    Urgent Loan FAQs

    Urgent Loan FAQs

    An urgent loan is a quick personal loan tailored for emergency situations—such as sudden medical expenses, urgent repairs, or time-sensitive bills. TrustPaisa allows you to apply for an urgent loan online, get a fast decision through its digital process, and receive funds directly in your bank account so you can handle the emergency without long waiting times. 

    To get an urgent loan from TrustPaisa, go to the app or website, register with your Aadhaar-linked mobile number, complete your KYC and income details, choose the loan amount and tenure that fit your urgent need, and sign the agreement electronically. After your application is reviewed and approved, the lender disburses the money into your bank account, often very quickly.

    You may qualify for an urgent loan if you: live in India, are between 18 and 55 years old, have a regular income (salaried or self-employed), and own an active bank account. Even in urgent cases, lenders must perform basic eligibility and risk checks before approving your urgent loan.

    Urgent loans still require proof that you can repay on time. If you do not have a salary slip, the lender may review your recent bank statements or other documents showing regular income. Applications with no clear proof of income are at high risk of rejection, even if the need is urgent.

    If you are unemployed and lack a steady income, it is very difficult to qualify for an urgent loan, because lenders must protect both you and themselves from unaffordable debt. If you have another verifiable income source, such as freelance work or business income, the lender may consider it, but approval is not promised.

    You can apply for an urgent loan even if you don’t have a CIBIL score. In such cases, lenders may focus on your income, employment status and banking history when deciding. However, limited credit information can make them more cautious, and they may offer smaller limits or decline some applications.

    A bad credit history will make lenders more careful when reviewing an urgent loan request. If your past issues are serious or recent, approval may be difficult. If your current income is strong and your recent behavior is responsible, the lender might still consider your case, but this is decided individually.

    TrustPaisa does not publicly specify a minimum credit score requirement for urgent loans. Your CIBIL score is one important factor, but lenders also weigh your income, age, obligations, and overall profile. Better scores usually mean better chances, but there is no single guaranteed threshold.