TrustPaisa

Regulatory Disclosures


Flexidigital Tech India Private Limited (CIN: U72900KA2023PTC194316) is a company incorporated under the Companies Act, 2013, having its registered office at 512/1 Service Lane Outer Ring Road, Mahadevapura Next to More Megastore, Mahadevapura, Bangalore North, Bangalore - 560048, Karnataka, India. The Company owns and operates the TrustPaisa digital lending platform, including its mobile application and website (collectively, the “Platform”).


This page provides key regulatory disclosures in compliance with applicable guidelines issued by the Reserve Bank of India (RBI) and other relevant authorities. We are committed to transparency and will update this information as required by law or upon material changes.


Default Loss Guarantee (DLG) Arrangements


The Company currently does not operate under any Default Loss Guarantee (DLG) arrangement with any Regulated Entity (RE). No lending portfolios facilitated through the Platform are covered under a DLG arrangement at this time.


Accordingly, disclosures under Paragraph 27 of the Reserve Bank of India (Digital Lending) Directions, 2025 relating to DLG-covered portfolios (including monthly publication of portfolio numbers and amounts) are not applicable at present.


This disclosure will be reviewed quarterly and updated if and when any DLG arrangement is formally entered into and specific portfolios are identified as DLG-covered.


Current DLG Portfolio Summary


Year: December 2025

Number of DLG-Covered Accounts: 0

Aggregate Principal Amount (INR Crores): 0

RE Partner(s): N/A


Note: Data as of Year End; Future Years data will be updated here if applicable.


Contact Us For queries on these disclosures: 

Email: help@trustpaisa.com


Last Updated: January 16,2026

Contact us:
help@trustpaisa.com

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Corporate Identity Number: 
U72900KA2023PTC194316 Flexidigital Tech India Pvt Ltd (Formerly Known as «Fingular Tech India Pvt Ltd»)
 Lending Partners: 
Thanvir Bros Pvt Ltd and Sonu Marketing Pvt Ltd - RBI-registered NBFC 

Loan Details

Loan Details

  • Loan Amount: ₹3,000 – ₹45,000. Tenure: 91 – 365 days. Interest Rate: up to 36% p.a.

    Loan Amount: ₹3,000 – ₹45,000. Tenure: 91 – 365 days. Interest Rate: up to 36% p.a.

  • Processing Fee: up to 15% of loan amount (one-time, deducted at disbursal; GST applicable as per law). Maximum Annual Percentage Rate (APR): 36%

    Processing Fee: up to 15% of loan amount (one-time, deducted at disbursal; GST applicable as per law). Maximum Annual Percentage Rate (APR): 36%

  • APR varies based on loan amount, tenure, and applicable processing fee. The representative example below shows a typical product configuration. Prepayment: No prepayment penalty.

    APR varies based on loan amount, tenure, and applicable processing fee. The representative example below shows a typical product configuration. Prepayment: No prepayment penalty.

512/1 Service Lane Outer Ring Road, Mahadevapura Next to More Megastore, Mahadevapura, Bangalore North, Bangalore - 560048, Karnataka, India

© 2026 TrustPaisa. All rights reserved. 

Representative Example (Loan Calculation)

Representative Example (Loan Calculation)

  • For a loan of ₹42,508 for 365 days. Interest Rate: 24% p.a. Processing Fee: ₹2,125

    For a loan of ₹42,508 for 365 days. Interest Rate: 24% p.a. Processing Fee: ₹2,125

  • GST on Processing Fee (18%): ₹383. Total Repayment Amount: ₹48,235

    GST on Processing Fee (18%): ₹383. Total Repayment Amount: ₹48,235

  • Total Interest: ₹5,727. Annual Percentage Rate (APR): 36%

    Total Interest: ₹5,727. Annual Percentage Rate (APR): 36%